Crypto DCA backtest in Canadian dollars

Try a scenario:

Your plan

Coin (for labels)

Each purchase

How often

Platform cost

Commission or spread on each buy, as your platform discloses it.

Spread / commission per buy

Flat fee per buy

BTC prices

Start date

Days

Starting price (CAD)

Lowest point

Fall from the start to the bottom.

Bottom on day

Finish vs start

Day-to-day swings

0 for a smooth path. The wiggles repeat exactly for the same inputs.

A simplified path through the turning points you set, not real prices. Switch to “My own prices” to replay real history you have.

BTC, Jan 1, 2025 to Jan 1, 2027 · scenario path

$6,250 invested became $9,277 (+48.4%)

25 purchases at an average cost of $67,374.31, against a last price of $100,000.00. The same money invested on day one would be worth $6,158 (−1.5%).

BTC bought

0.092765

Costs paid (spread + fees)

$92

Worst moment vs money in

−35.6%

Longest stretch underwater

479 days

Price fall peak to trough

−55.7%

Lump sum on day one instead

$6,158

Value of your coinsMoney put inHover or tap the chart to read values.

BTC (CAD)Hover or tap the chart to read values.

Buying a fixed dollar amount buys more units when the price is low, so your average cost ($67,374) sits below the simple average of the prices you paid.
Costs took $92, or 1.48% of what you put in. A spread is charged on every buy, so small frequent purchases pay it many times.
Spreading the purchases did better than a lump sum because much of the buying happened below the starting price.
This is a scenario path through the turning points you set, not real prices. Add your own daily prices to replay real history.

Each line changes one assumption and holds the others fixed.

Price: The plan is back to even at $67,374.31 per unit. The last price was $100,000.00.
Spread: One more percentage point of spread on every buy would leave you with $91 less at the end.

DCA return over 730 days by how far the price falls and where it finishes ($250 every 30 days, same costs). Green is a gain; the lump-sum return is shown after the slash.
Lowest point ↓ / Finish vs start →	−50%	−25%	0%	+25%	+50%	+100%
−20%	−15% / −51%	−8% / −26%	10% / −1%	30% / 23%	50% / 48%	88% / 97%
−40%	−15% / −51%	3% / −26%	28% / −1%	51% / 23%	75% / 48%	120% / 97%
−60%	−4% / −51%	29% / −26%	60% / −1%	90% / 23%	120% / 48%	177% / 97%
−80%	42% / −51%	93% / −26%	141% / −1%	189% / 23%	235% / 48%	326% / 97%

Estimates from your inputs, calculated in your browser. Education, not financial or tax advice, and not advice from the site showing this calculator.